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Question about remortgaging with Halifax and address on payslip
HomeOwner5
Posts: 10 Forumite
Hi All,
I am in the process of remortgaging with Halifax (existing customer, switching deals) and everything is fine with regards to my income, outgoings, credit rating, etc.
However, I need to provide payslips (which I have) but they're addressed to my previous property because when I started the job I was living with parents for two months. In addition, between then and now, I have done some building work on the house which meant I moved out.
Does anyone know if this would pose a problem in getting the mortgage switched?]
Many Thanks
I am in the process of remortgaging with Halifax (existing customer, switching deals) and everything is fine with regards to my income, outgoings, credit rating, etc.
However, I need to provide payslips (which I have) but they're addressed to my previous property because when I started the job I was living with parents for two months. In addition, between then and now, I have done some building work on the house which meant I moved out.
Does anyone know if this would pose a problem in getting the mortgage switched?]
Many Thanks
0
Comments
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Why are they asking for payslips? Are you changing the term, or raising extra. It part of the mortgage interest only, or running past age 65?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Hi
The term is being risen and changing to repayment.0 -
Then, if they do pick up on the address I would expect them to do no more than ask for clarification.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
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Just to add, the term is still below retirement age.
I will be giving photocopies of my payslips as they're online only but only go back so far so I only have the copies I print out every month (which I did for another purpose). I could photocopy them and leave out the address altogether (but still have my name and national insurance no), would this usually be fine with a bank?0 -
When I worked at the Halifax, photocopies weren't acceptable.
I don't know what their current stance is - but if something is blocked out and looks like it's obviously hidden, it'll most likely be queried.
Something hidden suggests there's something to hide, so it would raise questionsEarly retired - 18th December 2014
If your dreams don't scare you, they're not big enough0 -
Ok thanks GoldieGirl, I will just provide what's required and go from there.0
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