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Hi all, just a quick back round for you. Me and my wife are currently working towards being debt free (apart from the house). After a few years of us being a little free spending and me making a few bad choices. We shall be out of debt in 12-18 months and we plan to be start to save again. We have used a good chunk of saving to pay some of the debt off, we now have what i call our emergency fund 6 month worth of house bills. We don’t want to use any more of this. We have been using the debt snowball method and have found it excellent way to stay positive. we are now down to our last 2 debts. I am considering starting a debt free diary/story for others to read and hopefully give them some inspiration to others.

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