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best debt help to go with?

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tania12
tania12 Posts: 125 Forumite
Eighth Anniversary 10 Posts Combo Breaker I won, I won, I won!
in Debt-free wannabe
who is the best to go with i have roughly 9000 debts and i need help.. advice please

Comments

  • Helvetica_Van_Buren
    Helvetica_Van_Buren Posts: 270 Forumite
    StepChange

    National Debtline

    Christians Against Pverty
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hi Tania


    As above, and more generally you should refer to the organisations listed on this thread:


    https://forums.moneysavingexpert.com/discussion/4228011


    Regardless of whether you owe £9000 or £9, make sure it is free, impartial advice you are seeking and not one of the numerous "debt solutions" companies that can be found online.


    Good luck, and remember that you can ask for help and support with tackling your debts on here as well.


    Dennis
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • BrightLights14
    BrightLights14 Posts: 52 Forumite
    Is there a reason why most people on this forum seem to advocate Stepchange over Payplan? I'm with Payplan & (bar one small incident of them ignoring a creditors' request for a statement of income & expenditure) they've been great. Sorry to hijack the thread, just wondering & it might also help OP with their decision x
    LBM August 2013 - debt: £27,181
    May 2017 - debt: £8,208
    DFD - December 2018 :j
  • fatbelly
    fatbelly Posts: 22,970 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    Start with national Debtline or CAB as being impartial

    Go with Stepchange or Payplan if you need a debt management plan and can meet their minimum payment requirements.

    CAB if you need a DRO, as long as your local office can do them
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