Debt offers

sourcrates

Grayfield18 wrote: »

I know that the 80% claim is one made by IVA's.
That is why i asked the question on here.

I am a bit new to this debt situation. I have always managed all my commitments and have no intention of avoiding them. The MBNA asked me the question. I wanted to find an impartial view as to the answer. I have of course seen the adverts about 80% off. They are all over the web. Are you in Debt over £5000.00 etc etc.

If the MBNA a grown up Company ask me to consider making them an offer then i need to think about it.
If they are happy to allow me to pay less then that's up to them.

I asked the question, because i was interested to see if any one else had had this experience. I wouldn't like to go to them with an unrealistic offer. Or go to them with an offer if it's not in a range i could afford. Not least, because i don't want them then pressurising me to pay the offer regardless of them compromising the debt or not.

If they'd not raised it i would not have asked and would not have considered asking. Nor, would i have gone down the IVA route. I borrowed the money and am happy to pay.

Oh I fully understand where your coming from.

As I said, there seem to be some good offers to clear outstanding balances at the moment from some creditors.

Remember it's all a matter of negotiation, don't be put off if your first offer is refused.

Good luck.