Mon 6th June - What Small DFW-Style Things Will You Be Doing Today?

Pernicious

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!

Pernicious

Morning all, hope you don't mind me starting us off today. I've been awake since just after 6am so I might as well do something useful before getting ready for work!

So today I plan to:

• All food from stores
• Check online banking, ensure refunds have gone through
• Check free postcode lottery
• Either make use of gym membership or go on the treadmill after work
• Do some studying
• Make sure DH orders the car parts he needs using topcashback
• Try & declutter a bit

Have a great, MSE day everyone x

plainandsimple

Good morning and Happy Monday to you all. My list for today:

- All meals at home
- Check bank and spreadsheet
- Mend a shirt
- Hang washing out to dry
- Work when baby boy is napping and in the evening
- Use up bits and pieces from the fridge in the slow cooker
- Plan what to get DH for his first Father's Day so I'm not leaving it until the last minute and paying too much
- Go to the park for free fun
- Count my blessings and choose joy

SpekySquarehead

Good morning one and all,

Bring breakfast and lunch into work - Done
Exercise
Check banks and YNAB
Start racking up SFD’s
Plan Fathers Day gifts (thanks plainandsimple for the reminder)
Get a comparative quote to service my laptop
Send my CV out to some recruitment agencies
Open a help to buy account
Contact HMRC about my wrong tax code
Sell things on ebay

Hope everyone has a good day and week ahead.

ziggy2407

Good Morning All

Perni - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Apologies for not joining you all yesterday was an awful day mood wise, visit to stepsons didn't go well and I was extremely down. Well today the sun's shining again so I will:

Packed lunch for DH & DS - Done
Check Bank - Done
Washing & Line Dry - Done
Ironing (all yesterdays washing which was line dried) - All done (even todays :T)
List couple of bits for sale - Done
Pamper myself -
Read (in sunshine) -
Go for a walk -
Continue purge on Emails - Done a few
Complete a few surveys -
Enter a few comps - Done a few
All meals from cupboards/fridge/freezer - Done
Check https://www.freepostcodelottery.com - Done
Check Lucky Phone/Ashleigh/Numberplatelotto - Done

Have a good day! Love to you all!

C x

determined_new_ms

Hi guys:D thanks for starting the thread perni x

Ziggy sorry to hear yesterday was difficult. Hope today brings only good things for you to balance things out for you x

bob hope little bob's bites are ok x

Was a funny weekend as oh was ill and he is always in a terrible mood when he's ill after a week of holidays and socialising this was a bit if a let down.

Small things I hope to do today:

Going to fly lady downstairs including washing windows in lounge and kitchen (have rellies visiting on Thursday and don't want to be distracted by the house. Will do the upstairs tomorrow

Go through freezer and work out meal plan

Washing on line done

Nip to b&q and get some compost and a couple of bits. I need 3 days of good weather so I can paint our garage. Will it ever arrive???

Water veges and sow some lettuce. I will blinking well will grow it!

Pay cc done and checked banking, shifted some funds and worked out Los savings account. She has £380 in there! This is just saving her cb this year minus things she needs and activities each month

Do some pre employment things for my new job and arrange to go in tomorrow to give documents

All meals from stores

Photo and list some things on fleabags

Think that's my lot. Happy Monday y'all x

make_the_change

Hi All,

Havent been around lately due to half term last week! Bit of a boring list for me too....

- school run Done
- entertain DD and DS2 Done
- lunch and nursery run with DD Done
- school run
- check FPL Done
- food shop
- chill

Hope you all have a lovely day x

Bobarella

Morning All (just)

Thanks Determined I have banned the cat from the bedrooms now as we found a flea on the laminate this morning jumping away!

determined_new_ms

Gosh I hate it when we've had infestations so really feel for you guys. Hope you get it sorted quickly . Extra sympathy for little Bob as I'm always the host when we have had infestations x

Bouncybubbles

Afternoon everyone today I have/ will be doing


1) go for a visit to my placement which I start tomorrow to make sure I know how to get in :rotfl:
2) check online banking/ see if my DMP payments have paid any of the debts yet (NB no they have not)
3)check FPL and lucky phone (no luck)
4) remortgaged with our current supplier with a saving of £70/month no credit checks (thank god) starting from October when current deal ends
5) submit meter readings again trying to keep on top of them!
6) prepare tea and leave to marinade (honey mustard chicken, bacon and avocado salad).
7) repent for accidentally pinching 2 onions from Tesco (at the bottom of the bag and didn't see them when came to pay)
8) try and get garlic off my fingers!
9) contemplate whether my now submitted dissertation will pass :eek:
10) look up holidays for next year and dream about it :rotfl:

craftingmad

Hope it's alright for me to join in. I always read the thread and find it so motivational

Here's today's list for me:-

1/ NSD
2/ Check bank and update spreadsheet
3/ Swagbucks
4/ Gifthulk
5/ OnePoll & other surveys
6/ Do survey from Tesco receipt yesterday to earn 25 clubcard points
7/ Wait for lady to come to collect essential oils sold on Facebook
8/ Work on order for sweet wrappers & cupcake toppers
9/ Make some items to restock shops I am renting space at
10/ Dorset cereal games for tokens
11/ Network on Facebook for my craft business
12/ FPL