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Gambling

Sncjw
Sncjw Posts: 3,529 Forumite
Tenth Anniversary First Post Name Dropper
Hi I don't know where to put this.


I have had the odd flutter on gambling machines. When I was in uni I did gamble a lot of my bursary and felt so guilty about it. I did stop as other things took over.

Anyways lately I have been using online bingo site and have set limits but removed them today.
Today I've spent £350 on it. I am not wanting to get in debt over this and I am trying to save for a house deposit. I still have a fair bit of money saved so not a massive dent but I need to try and stop this before I loose control.

How do I stop this.

I can control myself with scratch cards only get max of 2 £1 cards at a time.

Please help I didn't know where to put this. I would say I'm addicted as it hasn't caused great financial problems and not affecting family.

Please help
Mortgage free wannabe 

Actual mortgage stating amount £75,150

Overpayment start date 1/3/23.

Starting balance £66,565.45

Current balance £63,787.16

Comments

  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    First Post Combo Breaker
    Sncjw wrote: »
    Hi I don't know where to put this.


    I have had the odd flutter on gambling machines. When I was in uni I did gamble a lot of my bursary and felt so guilty about it. I did stop as other things took over.

    Anyways lately I have been using online bingo site and have set limits but removed them today.
    Today I've spent £350 on it. I am not wanting to get in debt over this and I am trying to save for a house deposit. I still have a fair bit of money saved so not a massive dent but I need to try and stop this before I loose control.

    How do I stop this.

    I can control myself with scratch cards only get max of 2 £1 cards at a time.

    Please help I didn't know where to put this. I would say I'm addicted as it hasn't caused great financial problems and not affecting family.

    Please help
    If gambling is a problem then you need to get someone to install K9 Web Protection on to your computer and not tell you the password. They can filter out the gambling sites...along with a host of other malicious sites too.

    You then need to have the self control to not go and buy another computer to get around that.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    Uniform Washer Bake Off Boss! I've been Money Tipped! Ninth Anniversary
    Try gam care,

    http://www.gamcare.org.uk

    They will have the tips to help you,
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Hi there,


    As other poster says please get something to block using gambling websites online.


    If it is just bingo then it should be fine, if it is getting more than that then it will become more serious.


    I am a reformed gambler who still buys lottery now and again, sometimes places a football bet but nothing major.


    You are best to hit it on the head now as I have lost ten years of my life to this disease. I nearly lost all my family, and my life.


    I spent my student loan in three days when I was at uni which was the worst feeling in the world.


    If you need anymore help then given then please give me a shout. I gambled on everything that is possible and won/lost too much money to mention.


    Regards


    Gary
  • Hi.

    Others have mentioned the online blocking software, and I think this is crucial as it gives that "cooling off" period where you can come to your senses. I would also advise telling as many of the people you care about (close, loved ones) about your ongoing concerns. This not only removes the shame/having to hide your behaviour, but also enables them to help you.

    Good luck.
  • battyboimatt
    battyboimatt Posts: 621 Forumite
    First Anniversary Combo Breaker First Post
    You can also self exclude from all the sites you are registered with as well
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    First Anniversary Combo Breaker First Post
    Sncjw wrote: »

    Anyways lately I have been using online bingo site and have set limits but removed them today.
    Today I've spent £350 on it. I am not wanting to get in debt over this and I am trying to save for a house deposit. I still have a fair bit of money saved so not a massive dent but I need to try and stop this before I loose control.

    How do I stop this.

    I can control myself with scratch cards only get max of 2 £1 cards at a time.

    Please help I didn't know where to put this. I would say I'm addicted as it hasn't caused great financial problems and not affecting family.

    Please help


    Hi Sncjw


    First question is - are you acknowledging that you have an addiction? From the bit I've highlighted above it would seem that you are, but when I read it more closely it reads as though you have made a typo and in fact meant to write "I wouldn't say I'm addicted, as..."


    This is the fundamental issue. Online blocking software and the like will address some of the symptoms but not the cause - it won't, for example, stop you from being able to buy more scratch cards to fill any perceived "gap". Please contact one or both of the following for support:


    http://www.gamcare.org.uk/


    http://gamblersanonymous.org.uk/


    Dennis
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • andyfromotley
    andyfromotley Posts: 2,038 Forumite
    Hi SNCJW.

    I am glad that you feel able to tell us about this problem. You are in great danger of going on a gambling spree. I agree with the others on here about blocking sodtware and self exclusion however they are really only treating the symptoms not the cause. I am fairly confident that you are a compulsive gambler, you have a disease gambling, which is progressive, it will get worse.

    However help is at hand. I see that someone has posted the gamcare details above, look into that. However i am as convinced as i can be that the only lasting cure for the majority of compulsive gamblers is a Gamblers Anonymous. Check out thier website and find a local meeting. You will find a warm welcome and friendly ear. You can recover, you can live a happy productive life and have a normal way of thinking and living. In my experience it is unlikely that you will acheive this without outside help.

    You are not alone, there are many many thousands of compulsive gamblers with sucessful recoveries who are walking with you every step of the way. You are in my thoughts.
    £1000 Emergency fund No90 £1000/1000
    LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
    !
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    First Post Combo Breaker
    Hi SNCJW.

    I am glad that you feel able to tell us about this problem. You are in great danger of going on a gambling spree. I agree with the others on here about blocking sodtware and self exclusion however they are really only treating the symptoms not the cause. I am fairly confident that you are a compulsive gambler, you have a disease gambling, which is progressive, it will get worse.

    However help is at hand. I see that someone has posted the gamcare details above, look into that. However i am as convinced as i can be that the only lasting cure for the majority of compulsive gamblers is a Gamblers Anonymous. Check out thier website and find a local meeting. You will find a warm welcome and friendly ear. You can recover, you can live a happy productive life and have a normal way of thinking and living. In my experience it is unlikely that you will acheive this without outside help.

    You are not alone, there are many many thousands of compulsive gamblers with sucessful recoveries who are walking with you every step of the way. You are in my thoughts.

    They did say they have plenty of money in the bank and it hasn't caused financial difficulty or family problems so how is it compulsive if they only occasionally buy a few scratch cards and the occasional play on bingo with money they have at hand. They haven't stolen it nor have they used the rent money to gamble with or borrowed money to gamble.

    I don't think it's compulsive gambling at all. It's problem gambling in that they can't stay within the limits they have previously set but it's not compulsive.

    By that reckoning the majority of the population would be considered compulsive gamblers as they buy a lottery ticket every week and I would probably be one of worst offenders.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • Delete33
    Delete33 Posts: 802 Forumite
    Combo Breaker First Anniversary
    Hi HappyMJ:o, what is this site K9? what does it do? any info would be much appreciated.
  • andyfromotley
    andyfromotley Posts: 2,038 Forumite
    HappyMJ wrote: »
    They did say they have plenty of money in the bank and it hasn't caused financial difficulty or family problems so how is it compulsive if they only occasionally buy a few scratch cards and the occasional play on bingo with money they have at hand. They haven't stolen it nor have they used the rent money to gamble with or borrowed money to gamble.

    I don't think it's compulsive gambling at all. It's problem gambling in that they can't stay within the limits they have previously set but it's not compulsive.

    By that reckoning the majority of the population would be considered compulsive gamblers as they buy a lottery ticket every week and I would probably be one of worst offenders.

    Thats ok we have differing views but i'll stick with my take on it.
    £1000 Emergency fund No90 £1000/1000
    LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
    !
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