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  • jamesd
    jamesd Posts: 26,103 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    dunstonh wrote: »
    And dont assume it will cost more. One provider at the moment, is giving better terms for 20 year guarantee than 10 year.
    With a five year life expectancy Or ten year?

    Not that there's any harm checking anyway. And the insurer might take a different view about the life expectancy.
  • Thank you for your thoughts and time.

    I think I now know what pension plan I have and what I need to do. So, I have sent an email to the companies pensions manager with a range of questions and points that need clarifying. I have also asked for a transfer value and a GMP/RST calculation.

    Once I have these points I should be able to run some annuity quotes and work out the best options. I can then also look at the need to transfer the pension away or leave it where it is.

    Thank you again.
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