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Best place to look for house value when remortgaging

We are still in a fixed rate but when we come to re mortgage our chosen provider will obviously ask "How much is your property worth?" to work out the LTV


I'd like to be as accurate as I can so would the Nationwide BS hpi calculator be a good place to look?


Or is there another site that's worth checking?


Don't really want to have EA's round if we're not moving

Comments

  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    We are still in a fixed rate but when we come to re mortgage our chosen provider will obviously ask "How much is your property worth?" to work out the LTV


    I'd like to be as accurate as I can so would the Nationwide BS hpi calculator be a good place to look?


    Or is there another site that's worth checking?


    Don't really want to have EA's round if we're not moving

    It's worth what you would pay for it if it were on the open market and you were looking to buy it.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • chelseablue
    chelseablue Posts: 3,303 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So I can just give the mortgage company what I think it's worth?
  • amnblog
    amnblog Posts: 12,785 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The Nationwide HPI is a sensible start.

    You can also check Zoopla for sold prices and see what the properties are selling for.

    Alternatively, if you want a mug in a cheap suit taking a guess, phone your local Estate Agency chain.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • chelseablue
    chelseablue Posts: 3,303 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thank you :)
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