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We did it!
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Gladioli
Posts: 47 Forumite
A month late, but we did it. Everything (including my husbands £800 overdraft that I forgot about) has been paid off to the tune of 17,958.78. Debt had been higher that this, however I can only guess how high as I truly buried my head in the sand, however I would guess around the 22-24k mark.
I also have £200 in savings, whilst it is only £200, I am really really pleased!
Things I have learnt.... every penny does count, also just because you fall off the debt wagon one day doesn't mean you have failed .... just means that you are human!
Biggest ongoing change for me: I check my bank balance every day and can tell you exactly how much I have in there!
I also have £200 in savings, whilst it is only £200, I am really really pleased!
Things I have learnt.... every penny does count, also just because you fall off the debt wagon one day doesn't mean you have failed .... just means that you are human!
Biggest ongoing change for me: I check my bank balance every day and can tell you exactly how much I have in there!
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Comments
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Awesome!!! Well done.
Feels amazing, doesn't it? :TPAYDBX 2016 #55 100% paid! :j Officially bad debt free...don't count my mortgage.
Now to start saving...it's a whole new world!!0 -
:T Well done :TChristmas 2020 £109
I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
£60062/25384.84 - 13222.60k UE
MY DIARY http://forums.moneysavingexpert.com/showthread.php?t=47686850 -
Well done you've done so well!LBM-November 2019 - Total Debt £28,000/PAID!0
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Well well done! Make sure you post on the debt free honourGOAL 30th November 2017 - 100% paid off, 0% debt left
31st March 61% paid off:T
March 2015 Debt at Highest0 -
wow that's awesome!
how long did it take you to pay all that off? facing a similar mountain myself ...
well done
wading through the treacle of life!
debt 2016 = £21,000. debt 2021 = £0!!!!0 -
Congratulations, give yourself a pat on the back.
What are your plans for the money you are now saving, anything nice.Find out who you are and do that on purpose (thanks to Owain Wyn Jones quoting Dolly Parton)0 -
Brilliant - well done! :beer:DMP since August 2011
DFD January 2018 hopefully sooner :j
Debt at start: £98769:eek:
Debt now: £24993:o
Paid back: £73776 :j
Taking it one day at a time:T0 -
Congratulations!0
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Well done enjoy LBM April 2012, started Dmp with Stepchange June 2012 £47k:eek: Proud to finally be dealing with our debts:)
Nov 18 3 more payments to DFD
Dec 18 2 more payments to DFD
Jan 19 1 more payment to DFD
Feb 19 Last Payment now debt free0 -
FinallyDebtfree2017 wrote: »Well well done! Make sure you post on the debt free honour
I had forgotten about that, I will find it now and post.
Thank you!
:beer:0
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