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newbiee, hi all.
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kimplus8
Posts: 994 Forumite

Hi all I'm a new/old or returner.
I had a MSE forum account about 3 years ago but mostly just lurked and didn't ever post.
Now I'm determined to get debt free and sort my self out.
Ive been recently diagnosed as Bipolar so this is really helpful to know why I was going on such crazy money benders and also great for prevention.
I'm currently using the envelope system like dave ramsey to budget and that's going well.
any other tip will be greatly received.
I had a MSE forum account about 3 years ago but mostly just lurked and didn't ever post.
Now I'm determined to get debt free and sort my self out.
Ive been recently diagnosed as Bipolar so this is really helpful to know why I was going on such crazy money benders and also great for prevention.
I'm currently using the envelope system like dave ramsey to budget and that's going well.
any other tip will be greatly received.
Just a single mum, working full time, bit of a nutcase, but mostly sensible, wanting to be Mortgage free by 2035 or less!
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Comments
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Hi Kim
Welcome back to the forum.
If you give us a brief overview of your situation, the type of debts you have and how much you roughly owe I’m sure you’ll get some advice. It’s also a good idea to post a statement of affairs here as the amount you can afford to pay towards debts will help to narrow down your options, and you might get some budgeting tips too.
James
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
Welcome back. Come over to the diaries. You can do this
x
Loan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138000 -
Hi kimplus8. Welcome back and good luck with your debt free journey.It will all be ok in the end - if it's not ok, then it's not the end!
Saving for Christmas 2019 #27 total £62.00
Sealed pot challenge 12 #32 total £67.50
Mortgage paid off.0 -
Welcome - and good luck with your journey to clear your debts. I've found the secret to keep going is to keep coming back to this forum and getting fantastic support and advice, and the motivation I get from seeing the progress (and eventual success) of others. It is so inspiring and makes me believe that regardless of the high level of our debt, we can do this.DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k :eek: Now debt free and happy :j0
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