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Homebuyers Survey - Lenders or independent?

Hello,

I've submitted my mortgage application with my lender (Nationwide). At this time I've opted not to go with Nationwide's survey option and I am seeking my own surveyor, albeit it will cost me £150 more.

Is/was this the right thing to do? Financial considerations aside, is getting your own survey done better? Or is there any benefit to the lender doing the survey?

Thanks,

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