Bailiff coming tomorrow

[Deleted User]

BrightLights14 wrote: »

They might do; you don't know their circumstances. Those tenants might have had the mental health problems discussed above. They may have had a less fortunate start in life. We don't know. So we don't judge.

True enough I dont know the full story to be honest. I just think that sometimes the people being chased for the debt get all the sympathy.

There are people out there on the other end, facing hardship because people know they can play the system and not pay up.

[Deleted User]

KirstyO wrote: »

Likewise. I got a letter from Natwest (my mortgage provider) and couldn't open it for 3 days. All it ended up being was confirmation that i'm cancelling my overpayment for a few months, but when it arrived it filled me with the overwhelming anxiety and panic that every letter used to fill me with when I was in debt.

But thats just 3 days. Not months worth of letters.... Yes I totally understand how some people are affected and I'll be the first to say that people like this need special assistance.

Maybe Im a bit biased having seen a family member first hand, who like I said, just didnt give a stuff, thought he could get away with it, then played the "life is so unfair to me" card when it all went wrong.

[Deleted User]

Smart_Mart wrote: »

Having experienced bailiffs at first hand, I wonder sometimes how they get away with some of the wording on the letters they drop through the letterbox.

I've had issues with Rundles and their local gorilla here has never been, nor ever will be, let into the house for obvious reasons. I can't afford what they want me to pay but he won't take no for an answer. The last hand delivered letter he left me said something along the lines of (and I'm paraphrasing from memory)...."Please cooperate; next time, we will sort this out without you being there". Clearly implying that they would get in without my permission.

No wonder there are some frightened people about. :mad:

Again I'll be the first to speak up if things are done incorrectly. This cant be allowed to happen.

BUT, if a court has made a decision then its different IMHO.

KirstyO

[quote=[Deleted User];70806926]But thats just 3 days. Not months worth of letters.... Yes I totally understand how some people are affected and I'll be the first to say that people like this need special assistance.

Maybe Im a bit biased having seen a family member first hand, who like I said, just didnt give a stuff, thought he could get away with it, then played the "life is so unfair to me" card when it all went wrong.[/QUOTE]



This time it was only 3 days. When I was in debt, by the time I faced up to opening the letters there was at least 9 months worth. My point being that I still understand why people can't face opening mail, because even over three years after I stopped getting the debt letters, I still feel the same things when I see a letter that looks like it could have come from a bank or credit card etc.

Smart_Mart

[quote=[Deleted User];70806937]Again I'll be the first to speak up if things are done incorrectly. This cant be allowed to happen.

BUT, if a court has made a decision then its different IMHO.[/QUOTE]

I agree with you there, Paul, but bailiffs should not be allowed to imply they can enter your house without you being there IF IT'S NOT TRUE.

chesky

Thing is Paul, if someone new comes on this board, obviously frightened and asking for help, the best resolution all round is to try to help. The last thing they need is somebody coming over all smart and righteous. The OP hasn't been back, so I'm hoping they're still trying to sort things out and not still hiding behind the sofa in case the bailiff knocks.

Smodlet

Yeah, Paul, what everyone else on here (just about) has said. Try reading the forum rules! This forum was set up to give people a platform where they could ask for help and those in a position to give it, could do so. The rules specifically state, "don't judge, help" so, if you are not in a position to help, either keep your opinions to yourself or just offer support/hugs/encouragement.

I admit you have been downright pleasant and polite compared to far too many posters on this forum as a whole and empathise with your lack of sympathy for those who do "play the system" or just act irresponsibly however, most of those here seeking help are facing up to their responsibilities and asking for advice on here is often the first step on an often long and difficult journey back to getting on an even keel. The last thing frightened and vulnerable people need is to be judged by someone who knows nothing about them or their circumstances. Think how you would feel... it can happen to anyone, even the rich.

Gems75

Thank you all for your comments you all helped making me feel more confident to deal with this situation.
It was left that the bailiff refused my offer of inviting him in to see I had no goods worth covering. I advised him that I wouldn't be able to raise a lump sum either but could discuss an arrangement. He said he didn't want to invade on me so wouldn't come that day but said would come on 31st May.
Haven't heard anything since??
I am going to e-mail the bailiff company with the same information and request they return it to the council so I can make an arrangement direct with them. Not really sure what else I can do? I have decided against allowing the bailiff in now though if he does return. Made this decision after the advice I got on here.
Again thank you all so much for your comments xx

chesky

Best thing to do is to contact your local CAB to ask for a benefit check and help with your debts. They can contact the bailiff and ask them to hold off while they try to work things out with you. Good luck.

T914

Don't open the door to them and make sure all windows are closed. Leave a note telling them they are trespassing. They soon go away.