Need to cut back

lilly81

I have got a tough month financially coming up (buying our first home and I drove into the back of someone yesterday!)
What are your top tips to save money immediatley?
Thanks
Lilly

craftingmad

When I really don't want to spend anything I just don't go out unless I have too. It's amazing how much I save by not going to the shops where I can get tempted.

foxgloves

Audit your food cupboards, fridge & freezer and make a list of every single item. Now work out how many meals you can make without spending any money. Then see how many more you can make if you just bought a few versatile basics......mince, cheese, onions, potatoes, etc. Stop any unnecessary expenditure immediately if you haven't already.......things like coffee shops, buying lunches out, expensive brands of toiletries, etc. Before you buy anything think whether you really need it. Is there something you already own which could do the job? Could you save money by making one? Just don't buy anything that isn't essential. Good luck!

asparagus1968

I'd second the above about eating out of the cupboards, fridge and freezer. I'dgo through my list of monthly direct debits, standing orders , regular payments and subscriptions and see what I could cancel or reduce. anything like window cleaners/paper delivery to cancel? go into each room in your house (whilst unpacking in your case?) and sell some stuff.
could you take on a 2nd job-even ironing/ dog walking etc so it can fit round other commitments? don't take your purse out with you!