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My partner's debt.

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Red_Iron
Red_Iron Posts: 12 Forumite
Hi all.

My partner has debt which is between £10k and £15k which she amassed before she met me.

My question is that if we had a joint account could she be forced to pay off this debt from the joint account, even though it would be my account to?

I want to open this account to take advantage of my bank's offers as my accounts are maxed out.

Thx in advance.

Comments

  • Money_maker
    Money_maker Posts: 5,471 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I would stick to separate accounts or by association you will be affected by her debt. Your accounts are 'maxed out'?
    Please do not quote spam as this enables it to 'live on' once the spam post is removed. ;)

    If you quote me, don't forget the capital 'M'

    Declutterers of the world - unite! :rotfl::rotfl:
  • Money_maker
    Money_maker Posts: 5,471 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    This is your wife I assume https://forums.moneysavingexpert.com/discussion/5037441


    Has anything changed since your last thread on this?
    Please do not quote spam as this enables it to 'live on' once the spam post is removed. ;)

    If you quote me, don't forget the capital 'M'

    Declutterers of the world - unite! :rotfl::rotfl:
  • Red_Iron
    Red_Iron Posts: 12 Forumite
    :)

    Maxed out as in the banks only pay the full interest up to a certain amount. I can keep saving but the interest goes back to the basic rate.
  • Red_Iron
    Red_Iron Posts: 12 Forumite
    This is your wife I assume https://forums.moneysavingexpert.com/discussion/5037441


    Has anything changed since your last thread on this?

    Unfortunately, nothing has changed..
  • Angry_Bear
    Angry_Bear Posts: 2,021 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker PPI Party Pooper
    edited 22 May 2016 at 9:41PM
    Going by your last thread, the debt should be very close to being statute barred. You should try to find out the exact dates and status of the debts (e.g. CCJs?)
    If I were you, I wouldn't open a joint account until you've found this out.
    Do you not know that a man is not dead while his name is still spoken?
    ― Sir Terry Pratchett, 1948-2015
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