Which account statement does a mortgage company look at?

vase

My partner and I have just opened a new joint account to pay all our bills and just to get a better grab on finances. We are due to remortgage in November so want to clean account up now in preparation. My question is:

Will the mortgage company look at all accounts i.e. joint and two personal or just the joint?

Many thanks.

JimmyTheWig

I believe they'll want to see wages going in and bills going out.

vase

So both then, I guess!

Thanks

kingstreet

It varies from lender to lender.

It could be none, upto three full months for every current account you have,

David_White

If you approach it assuming they will ask for all of them you can't go far wrong.

Mortgage_Moog

I've just been through the mortgage process and they wanted 3 months worth of statements showing wages being paid in and bills being paid out. So long as you show that I suppose it could be a mix of the two accounts but it's much easier if you just showed it all from the one account.