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Transfer Aegeon and Aviva to Friends Life

I have £8K in a Friends Life pension plan. I want to consolidate my pensions into one pot to make it more manageable. I currently have the following pension plans:

1) Aegeon - about £3K
2) Aviva (previously Norwich Union) - about £2K
3) SHPS - about three months
4) Local Government Pension Scheme (about two years)

I received the paperwork from Aegeon and Aviva and I have filled it in. I have now received a letter from Friends Life, which says:

"You should understand the benefits you give up before transferring out of a scheme"

I am only planning to move the Aegeon and Aviva pension plans to Friends Life. I do not believe it would be a wise move to transfer the LGPS and SHPS. Is there anything else I should consider?

Comments

  • dunstonh
    dunstonh Posts: 120,273 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I am only planning to move the Aegeon and Aviva pension plans to Friends Life. I do not believe it would be a wise move to transfer the LGPS and SHPS. Is there anything else I should consider?

    Why that way around? I would put most people doing it the other way.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • sandsy
    sandsy Posts: 1,757 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That sounds like a generic letter warning people to look for things like guaranteed annuity rates on their pensions before they transfer.
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