Moving pension to Uncrystallised Funds Pension Lump Sum (UFPLS)

jamesd

With no other income it appears that she also needs a check into what means tested benefits she may qualify for once she reaches Pension Credit age, which is the women's state pension age.

Savings limits for benefits may make it desirable to take less than all of the money. The council tax and hosing benefit savings limits tend to be much lower than the ones for central government benefits so those would need to be checked.

For means tested benefits she won't be forced to take money out or considered to have an income from it until she reaches her Pension Credit/State pension age.

xylophone

The council tax and hosing benefit

For those who can't afford a shower?:)

xylophone

once she reaches Pension Credit age,

The OP's mother is now 60.

http://www.entitledto.co.uk/help/Changes-To-State-Pension-Age

xylophone

OP, has your mother obtained a new state pension statement?

https://www.gov.uk/government/publications/application-for-a-state-pension-statement

one of her smaller pots

What pension provision does she have?

Is she just about to stop working altogether? Is she about to receive a pension from an occupational scheme?

What is her position regarding any widow's pension?