Civil service pension plus AVCs

evergreen

When I retire in 5 years I will have about 25 years of civil service pension. I get pension plus pension x 3 as lump sum. I also have about 11000 in civil service AVCs. I know I can take 25% of AVCs as lump sum, but can I take more of it as lump sum rather than buying an annuity?

Thanks in advance

Andy_L

No. You might be able to SIPPify it (hey, I've invented a new word!) & go down the drawndown route but I doubt it.