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shift allowance
beefor
Posts: 10 Forumite
Hello all
I am on a couple of repayment plans with credit card recovery companies and they have now expired.
When negotiating new plans do I need to include shift allowance as well as basic salary?
many thanks
I am on a couple of repayment plans with credit card recovery companies and they have now expired.
When negotiating new plans do I need to include shift allowance as well as basic salary?
many thanks
0
Comments
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you don't need to as it's not guaranteed funds. I never do at least0
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The less info you share with these idiots the better !!I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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When we applied for our mortgage (different situation I am aware) they said not to include shift/bank allowances as its not guaranteed. E.G if you went off sick (NHS get full pay for x months) you would drop down to basic therefore you would not get these allowances so they should not be consideredLove my DMP left to pay £0/ £10162.51 :beer:
Est DFD 11/2018
Actual DFD 09/2017
£2 savers club: number 88 £14 so far!
Wombling free number 41 £6 so far!!
Emergency fund £50/£10000
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