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Credit check agencies and mortgages
Meepmeep
Posts: 69 Forumite
Wonder if anyone can help?
OH has moved a couple of times in the past year and is now residing with me. He has seen a house we love and had offer accepted on it. However his credit report is showing old information - electoral roll at old address etc.
he has updated banks, electoral roll now, but from what I've been told by experian this info can take up to 6 weeks to show up on the system.
Does this mean that we have to wait until experian have updated before applying for a mortgage???
OH has moved a couple of times in the past year and is now residing with me. He has seen a house we love and had offer accepted on it. However his credit report is showing old information - electoral roll at old address etc.
he has updated banks, electoral roll now, but from what I've been told by experian this info can take up to 6 weeks to show up on the system.
Does this mean that we have to wait until experian have updated before applying for a mortgage???
0
Comments
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Not it doesn't.
It does mean that a broker would be helpful to you.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Thanks amnblog - we have a broker so crossing all fingers that it will be ok.0
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