We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Do I qualify for H2B bonus?
ref2468
Posts: 22 Forumite
Slightly strange scenario which I cant seem to find an answer...
My partner bought a house in 2005 with her then partner who has now passed away. Since then she has remained with the same mortgage provider but would now like to re-mortgage to a better deal.
Bought: £155k
Now worth: £220k approx
Equity remaining: £130k
My partner earns £22k basic but with overtime this comes to 35k+ (consistently for the past few years). We are due to get married next year and are looking at the process of how I get added to the mortgage. I earn £26k basic (£32k with bonuses).
I am however a FTB and in January opened a H2B ISA which now has the maximum £2000. As in theory this is a re-mortgage would the government bonus still count?
Any suggestions what to do in this situation would be most appreciated.
My partner bought a house in 2005 with her then partner who has now passed away. Since then she has remained with the same mortgage provider but would now like to re-mortgage to a better deal.
Bought: £155k
Now worth: £220k approx
Equity remaining: £130k
My partner earns £22k basic but with overtime this comes to 35k+ (consistently for the past few years). We are due to get married next year and are looking at the process of how I get added to the mortgage. I earn £26k basic (£32k with bonuses).
I am however a FTB and in January opened a H2B ISA which now has the maximum £2000. As in theory this is a re-mortgage would the government bonus still count?
Any suggestions what to do in this situation would be most appreciated.
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.9K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.5K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards