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New mortgage with defaulted banking group

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Comments

  • Bluebayou
    Bluebayou Posts: 8 Forumite
    Your partner will be on a list held within RBS group in this case and for the foreseeable future will not be able to get credit with them.

    Being off their credit file however it will have no impact on getting credit outside of the RBS group.
    Hi David, this is what I thought to be the case however my broker thought it would be fine. I haven't taken a chance and have applied to Virgin instead.

    Thanks
  • David_White
    David_White Posts: 892 Forumite
    Fourth Anniversary 500 Posts Combo Breaker
    The RBS group will typically write to a client when they've messed them about stating that they won't do business with them in the future.

    I've known it to happen where the issue was 15 years ago!
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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