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lia1819
Posts: 5 Forumite
Hello,
I was wondering if anyone could help.
I am currently looking for a mortgage, but had a default over 2 years ago, due to being made redundant. I was only able to afford half the mortgage payments not the whole balance per month.
Everything has been paid off and satisfied.
is there any banks that can help??
I was wondering if anyone could help.
I am currently looking for a mortgage, but had a default over 2 years ago, due to being made redundant. I was only able to afford half the mortgage payments not the whole balance per month.
Everything has been paid off and satisfied.
is there any banks that can help??
0
Comments
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Possibly - but not cheap - go see an experienced broker (you need one)Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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Are you still in arrears on the mortgage and if not how long has it been up to date for?I am a Mortgage BrokerYou should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Hi David ,
Thank you for your reply
all has been paid off over two years ago0 -
Ok that's good, and well done for pulling yourself back after losing your job!
You'll have fairly limited options but I'd expect there to be a couple of lenders that would consider an application from you so there is hope.I am a Mortgage BrokerYou should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
If it was one payment that was half paid over two years ago, it might not be too much of a problem. Might be worth going in and having a soft chat with which ever bank or building society you think best suits your needs.
Or like others have said, a good broker will be able to find you a deal.0 -
I had defaults from 2012/13 I cleared them last year, got an offer from Halifax.0
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hello, do you mind if I ask how?? as my problem is also with halifax0
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