Please help, advice needed

crystal1985

Thanks Cornflake! I did also read this some where, about sending everything recorded, this is your proof.

These people are really gutless and I dont know how they can sleep at night knowing how they are making people feel the way they do! How do these morons manange to get away with it!

thecornflake

crystal1985 wrote: »

Thanks Cornflake! I did also read this some where, about sending everything recorded, this is your proof.

These people are really gutless and I dont know how they can sleep at night knowing how they are making people feel the way they do! How do these morons manange to get away with it!

Yes, they will just say they didn't receive it otherwise (and still do even if it's recorded in some cases!).

They get away with it because a lot of people are intimidated or don't believe they would resort to underhand tactics, or both.

RAS

rog2 wrote: »

2. If 1st Credit/Connaught supply you with the cca and details of the 'alleged debt' and, providing that you have not either made any payments towards, or acknowledged, in writing to the original creditor, the 'alleged debt', then it will probably be 'statute barred' under the terms of the Limitation Act, 1980, and, once you have informed the creditor that you do not intend to pay the 'alleged debt' because it is statute barred (the ONLY defence you need) then the creditor can no longer pursue you for payment.

Crystal

If you only bought the TV 4/5 years ago (as per your other thread) it will not be statute barred, but lets pay on the CCA.

crystal1985

I have prepared a letter to send to them today recorded delivery so fingers crossed this matter can be finnaly resolved.

Thank you for your advice, its much appriciated.

WEEGIE

I received a letter from 1st credit demanding £3,953.89, which is a debt that I vaguely remember, 1st credit have offered to pay 50% (half) of the alleged debt, if I pay the other half within 14 days. This debt may be one from about 5/6 years ago , only the figure is much higher than I remember, what do I do? Thanks.

RAS

Weegie

please can you go back to the front page, look on the left hand side of the page, just above the list of threads and there is a button that says new thread. Click this and repeat you message with a title re 1st credt and the value. Then you will get more 0h.elp.

chambers007_2

wonder if any one can give positive advice-received a statutory demand through letterbox-not even in envelope or a cover letter. The creditor is from an old friend of which the friendship has turned stale. My husband is self-employed and used to pay a small company to service plant/vans etc. He has now received this SD with invoices dating back to November 2006 for completed. The work stated on the invoices had not been carried out.
The SD was dated 14 days before we received this, which seems very odd.
I phoned the solicitors but all they wanted to do was argue with me.
I will dispute the amount £3,000-but can they still bankrupt me.
I wonder if any one can give me some advice.
Thanx.

rog2

chambers007 wrote: »

wonder if any one can give positive advice-received a statutory demand through letterbox-not even in envelope or a cover letter. The creditor is from an old friend of which the friendship has turned stale. My husband is self-employed and used to pay a small company to service plant/vans etc. He has now received this SD with invoices dating back to November 2006 for completed. The work stated on the invoices had not been carried out.
The SD was dated 14 days before we received this, which seems very odd.
I phoned the solicitors but all they wanted to do was argue with me.
I will dispute the amount £3,000-but can they still bankrupt me.
I wonder if any one can give me some advice.
Thanx.

That is very strange, chambers - I would take the document straight to CAB, as you need to verify its authenticity, plus the way in which it was 'served'.

rog2

I noticed your green light on, chambers, and was wondering if you'd had any developments?

chambers007_2

sorry, for delay in reply - yes we disputed this due to invoices we did not agree to. we received a reply stating that the reasons we provided were not sufficient they did not contain enough detail and would not provide a full defence. we had to reply within 7 days with good reasons otherwise they would issue court proceedings against us.
We did reply within the 7 days stating that basically if the work had not been undertaken then no payment would be made. an invoice was not evidence.
This was 1st october - and to date we have not received a reply.
I thought the SD was already started at court.
what do you think?

thanks