Bailiffs Re Council Tax : Jacobs

sepharothy2016

basically i owe council tax for 2 years. receieved a letter from Jacobs enforcement stating we had 14 days to pay in full. which is totalling £1500 i dont have that sort of money laying about and dont have any where i could even raise that ammount of money. Now my biggest concern is after a little reasearch on jacobs they seem to be quite intimidating now the biggest concern with that is i cant have them visiting my home intimidating my partner whilst im at work as that would cause her stress which my 5 year old autistic son would pick up on and cause issues with him. I just dont know where to go or what to do.

thanks in advance for any advice.

fatbelly

The CAB bailiff page is quite good

https://www.citizensadvice.org.uk/debt-and-money/action-your-creditor-can-take/bailiffs/

Could you offer a repayment plan? Approx how much per month?

HappyMJ

sepharothy2016 wrote: »

basically i owe council tax for 2 years. receieved a letter from Jacobs enforcement stating we had 14 days to pay in full. which is totalling £1500 i dont have that sort of money laying about and dont have any where i could even raise that ammount of money. Now my biggest concern is after a little reasearch on jacobs they seem to be quite intimidating now the biggest concern with that is i cant have them visiting my home intimidating my partner whilst im at work as that would cause her stress which my 5 year old autistic son would pick up on and cause issues with him. I just dont know where to go or what to do.

thanks in advance for any advice.

Tell her to not answer the door. Simple as that. They can't break in.

sepharothy2016

i did try to negotiate with the council but they said to deal with jacobs,

HappyMJ

sepharothy2016 wrote: »

i did try to negotiate with the council but they said to deal with jacobs,

Or what? They will give up and return it to the council and you can then deal with the council. If Jacobs aren't accepting your fair and reasonable offer then ignore them.

sepharothy2016

Well on the letter it says i will have to speak to the bailiff they cant make an agreement without a levy.

sourcrates

sepharothy2016 wrote: »

Well on the letter it says i will have to speak to the bailiff they cant make an agreement without a levy.

You simply ignore them, don't let them in if they call, they can walk in through an open door, they can't break in.

Usually they make 3 attempts, if no success, it gets passed back to the council, you can then deal with them, as advised above.

dancingfairy

sepharothy2016 wrote: »

Well on the letter it says i will have to speak to the bailiff they cant make an agreement without a levy.

Of course they can! They say that because they want to levy on your items, intimidate you in your own home and charge a lot in fees.
I suggest you have a look on the national debtline website as they have a really good fact sheet on council tax debts.
Df

dancingfairy

P.s I don't know why you haven't paid you council tax for 2 years but it is a debt you should take seriously. It should be paid in preference to store cards, credit cards, overdrafts and unsecured loans.
As we have just started a new council tax year you need to make staying on top of this year's council tax a priority even if it means taking longer to pay off last year's. If you don't pay this year's/ get behibg and it goes to court ttgen that's more fees, tons more bailiffs fees ( hundreds of pounds) and a whole lot more grief.
I would speak to one of the debt charities such as cab or national debtline as they can help you sort this and any other debts you might have.
Df

sepharothy2016

That is my intention to clear this years when i get paid from work as i have reduction due to my circumstances. so im making my monthly payments then clearing the remainder on the 20th of next month. so this years will be clear.

pappa_golf

contact bailiffs online , they will help getting the bailiffs off your back , then you can negotiate with your council http://bailiffadviceonline.co.uk/