Pointers for my research on contracting PAYE vs umbrella vs "Ltd"

agrinnall

HappyMJ wrote: »

Sorry I've only just got back to this thread.

No it does not reduce my pension pot.

I will get £155.65/week in new state pension and that's it no matter how much NI I pay....so I choose to pay zero NI.

Is that because you already have a complete contribution record? If not then you might want to do a bit more research before deciding to continue paying no NI.

getmore4less

agrinnall wrote: »

Is that because you already have a complete contribution record? If not then you might want to do a bit more research before deciding to continue paying no NI.

Thought everyone knew there is an earnings window when you get a credit but don't pay NI.

https://www.gov.uk/national-insurance/overview

if you earn between £112 and £155 a week, your contributions are treated as having been paid to protect your National Insurance record.