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6.9.07 what small dfw thing will you do or have you done today?
hypno06
Posts: 32,296 Forumite
Good Morning fellow DFW Peeps and welcome old timers and newbies alike :hello:
Welcome to Thursday !!!!! :cool:
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
So, today I will:
Welcome to Thursday !!!!! :cool:
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
So, today I will:
- do piggy comps, clicks and surveys
- send everyone off with packed lunches
- check online banking and update spreadsheet
- have a meeting to talk about possible new "thread" to my business
- do a matched bet
- order some vouchers on pigsback
- not increase my debt in any way
- be very positive

Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)
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Comments
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Morning (I'm getting into this DFW business!)

Today I will:
Repeat NSD of yesterday (hooray!)
Eat lunch at home and meet friend in park instead of cafe
Transfer wages into newly opened easily accessible savings account
Thanks Hypno - hope you have a good day yourself!
Daffs
x0 -
Morning Hypno, lovely day dahn sarf, hope the rest of you are enjoying sunshine.
Today I will/have done:
-my piggy clicks and Quidco clicks
-have a flippin Blind Man coming tonight :rotfl: oops I mean a man about blinds. But £20 through Quidco to endure his sales pitch
-will do my on-line banking and spreadsheets tonight.
-have a LSD, just need bread from the bakers, and I won't go to any other shops I promise.0 -
Olive, I've copied you and booked a Blind appointment. Please do tell me how you get on! And how pushy they are!Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.620
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Made 3 packed lunches using only what I had in fridge and cupboards
Hung washing out on the line and avoided the tumble drier
Will be backing my 2 boys school books with left over wallpaper I kept especially for the job.
Fine tuned my shopping list to buy only what we need, as freezer and cupboards are bunged so trying to use up what we already haveHow does a brown cow give white milk, when it only eats green grass?0 -
Morning all!
Please let us all know what these blind people are like as I have someone coming next Wednesday, but nothing is showing on Quidco as yet!
Anyway today I have/will:
Taken a packed lunch to work
Gotten a lift to and from work
Made 50p on You Gov
Done piggy comps
Having a NSD day
Putting my chaise lounge on Ebay tonight as its 7ft and I live in a 2 bed flat- so fingers crossed!Debt Free - done
Mortgage Free - done
Building up the pension pot0 -
hi all, today i have received my 4 FREE energy saving lightbulbs!! so will be putting them up today, im eating a homemade dinner, then goin to shop armed with list of essentials n buying no more than what i need. gonna walk back from work tonight, and not spend any money in the dreaded can machine!
have a good day every1 xxxLBM 29/07/ 07
TOTAL DEBT: [strike]3300[/strike]1500
DFD: Aug '08
:rudolf:Pesky Xmas Savings Challenge: 62/500 No.006 Of Lucys Party Season Challenge 14/09/07: 4.5:mad:/28lbs:xmassmile
Official DFW Nerd Club No.641
Proud To Be Dealing With My Debts0 -
good afternoon all

well today I have/will
-spent lunch on net to save electric (and time!)
-walk into town from work to save £1.30 (and get some badly needed exercise!)
-investigate possible phone contracts and handsets, got my 'best' offer from o2 which seems reasonable enough but I'll need a new handset... the quest continues
-do some stuff on quidco for my challenge! (see sig and diary)
-bring most of packed lunch to work and make dinner from cupboards0 -
today should be a NSD for me. Need to post off two books sold on GreenM, and look at my clicks - havent done any for a while0
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Today I:
didn't bring a back up in
but only spent 92p on some lunch (partly because I seem to still get charge student prices
)
had a look at our money on the online banking compared to last month and we're doing much much better (esp considering we've put away quite a bit for presents and annual spends as we've only just started these accounts.
will put 3 lots on ebay (possibly 4 will see how it goes).
have checked for surveys etc (did all the ones I had which were still open last night).Initial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580 -
Today has been a great day! :j I have:-
Changed our current account for one with the same bank that earns 2% more on balance!
Moved isa to one with 1% more interest
applied for online banking (yes I know I should have done it sooner:o )
banked £15 in coins
Changed our leftover holiday euros into sterling and paid that into savings as well
Had hm courgette soup and hm herb bread for lunch instead of eating out
Bought our t bags and batteries from poundland
Got 2 large parmolive bath foams (should be ok for shower gel as well I hope) at boots on 2 for £2 offer.
Applied for a boots card
Hope I can keep this up!Our days are happier when we give people a bit of our heart rather than a piece of our mind.
Jan grocery challenge £35.77/£1200
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