We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

I Made It!

DebtSlave
DebtSlave Posts: 50 Forumite
in Debt-free wannabe
I still can't believe it, but I got a call today from Payplan to say they've had confirmation from all my creditors that my balances are all 0. Almost 8 years of paying my DMP and I'm finally free!

I feel like- you know in a film when someone gets shipwrecked in a storm in the night and it's all dark and loud and scary and then the next scene is where they wake up, alive, washed up on a beach in the sun? I feel like that.

Anyone who is just starting out in a DMP, or even worse, anyone who is half way through and feel like they're getting nowhere- keep going! It WILL come to an end!! :j:j
«1

Comments

  • Puddylove
    Puddylove Posts: 507 Forumite
    Combo Breaker First Anniversary
    Well done!
    And I love your shipwreck analogy :)
  • phoenixx
    phoenixx Posts: 228 Forumite
    First Post Part of the Furniture Combo Breaker
    DebtSlave wrote: »
    I still can't believe it, but I got a call today from Payplan to say they've had confirmation from all my creditors that my balances are all 0. Almost 8 years of paying my DMP and I'm finally free!

    I feel like- you know in a film when someone gets shipwrecked in a storm in the night and it's all dark and loud and scary and then the next scene is where they wake up, alive, washed up on a beach in the sun? I feel like that.

    Anyone who is just starting out in a DMP, or even worse, anyone who is half way through and feel like they're getting nowhere- keep going! It WILL come to an end!! :j:j

    Well done to you Debtslave :j:T
    8 years on a DMP is no mean feat. We have done 5...another 2ish to go. Your analogy to the shipwreck is about right. I liken it sometimes to ancient Britons pushing stones from Wales to build Stonehenge! I shall use your fine example as a motivation not to mope :rotfl:
    (I can also liken DMP 5 years in to being like Macbeth halfway through the river of blood - no point going back!) X
    DMP since August 2011
    DFD January 2018 hopefully sooner :j
    Debt at start: £98769:eek:
    Debt now: £24993:o
    Paid back: £73776 :j
    Taking it one day at a time:T
  • LionessInWinter
    LionessInWinter Posts: 437 Forumite
    Congratulations and well done :)
  • Willowpop
    Willowpop Posts: 856 Forumite
    Debt-free and Proud!
    Well done!:j
    PAYDBX 2016 #55 100% paid! :j Officially bad debt free...don't count my mortgage.
    Now to start saving...it's a whole new world!!
  • PinkPoppies
    PinkPoppies Posts: 562 Forumite
    Well done!!

    Congratulations!!
    Total Starting Debt August 2014- £38,061
    Current Debt- £3600
    Mortgage Offset Savings- £600
    90.5% paid off so far...
  • Bouncybubbles
    Bouncybubbles Posts: 241 Forumite
    Car Insurance Carver!
    Well done our first payment is due out the 1st may and i cannot wait already for the final one! But its so good to see this :)
    Love my DMP left to pay £0/ £10162.51 :beer:
    Est DFD 11/2018
    Actual DFD 09/2017
    £2 savers club: number 88 £14 so far!
    Wombling free number 41 £6 so far!!
    Emergency fund £50/£1000
  • grant1wish
    grant1wish Posts: 432 Forumite
    Well done. It is great to hear when someone has finished. Are you going to treat yourself to anything?


    I still have 3 years to go, and currently feel like I am treading water.
    LBM 12.09.12 - £53K in debt.
    DFD - 11.07.2019 (OMG).
    New DFD is 28.10.2018 due to paying the absolute maximum.

    Thanks to everyone on the DMP forum, and to SC for helping me out of this huge hole.
  • aaronpeirson21
    aaronpeirson21 Posts: 32 Forumite
    wow well done iam yet to make my first payment like otheres i cant wait for it to be done already lol
  • horseygirl2014
    horseygirl2014 Posts: 93 Forumite
    Well Done!!
    Missing my money saving mojo. :o

    39.13/100/month - January 2018 make £10/day
  • RuthnJasper
    RuthnJasper Posts: 4,032 Forumite
    Debt-free and Proud! Combo Breaker First Post First Anniversary
    DebtSlave wrote: »
    I still can't believe it, but I got a call today from Payplan to say they've had confirmation from all my creditors that my balances are all 0. Almost 8 years of paying my DMP and I'm finally free!

    I feel like- you know in a film when someone gets shipwrecked in a storm in the night and it's all dark and loud and scary and then the next scene is where they wake up, alive, washed up on a beach in the sun? I feel like that.

    Anyone who is just starting out in a DMP, or even worse, anyone who is half way through and feel like they're getting nowhere- keep going! It WILL come to an end!! :j:j



    BRILLIANT NEWS! Many, many congratulations.


    This is so cheering to read, especially if you are struggling at the moment.


    All the very best for the future DS. xx :T
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 346.1K Banking & Borrowing
  • 251.1K Reduce Debt & Boost Income
  • 451.1K Spending & Discounts
  • 238.1K Work, Benefits & Business
  • 613.2K Mortgages, Homes & Bills
  • 174.5K Life & Family
  • 251.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture