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New user requiring help with CC use and post mortgage offer!
CosL
Posts: 1 Newbie
Hi all,
Sorry in advance if this is a stupid question!
We are about to exchange this Friday and complete the following Friday. However, now I am getting worried about the horror stories of mortgage lenders pulling out post off or mid exchange to completion due to CC or loan applications post offer and pre exchange/completion.
I haven't applied for new credit and have a 999 score on experian, but I recently had to use both my CC for work purposes in the knowledge that I could pay it off with the money we would get from the sale of our house. Now does using your CC during the process hurt your application? Do the mortgage lenders do more checks post offer?
I'm getting nervous now! Thinking my wife might kill me if it falls through due to my CC spending for work!
Costa
Sorry in advance if this is a stupid question!
We are about to exchange this Friday and complete the following Friday. However, now I am getting worried about the horror stories of mortgage lenders pulling out post off or mid exchange to completion due to CC or loan applications post offer and pre exchange/completion.
I haven't applied for new credit and have a 999 score on experian, but I recently had to use both my CC for work purposes in the knowledge that I could pay it off with the money we would get from the sale of our house. Now does using your CC during the process hurt your application? Do the mortgage lenders do more checks post offer?
I'm getting nervous now! Thinking my wife might kill me if it falls through due to my CC spending for work!
Costa
0
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