Irish cottage journey to (4!!) mortgage freedom

hildosaver

Hello again,


Another OP made this month and that takes us closer to our end-of-year target of £85k - fingers crossed we can hit it next pay check!


We met with Consultant last week and were told it's a 7 month waiting list for IVF treatment so a bit of thinking to do, we are not getting any younger though there is nothing showing up as to why we couldnt have a child so fingers crossed we get lucky before then.

hildosaver

Just a quick update to say another £500 OP made on my old home and a further £150 on our current home. Getting there, slowly but surely!

Swash

Subscribed - I'm hoping to pay off my mortgage ASAP. Good luck.

hildosaver

Christmas was a nice break - back to work again and readjusting.


Unlikely to be able to make a decent overpayment this month as our toilet decided to fall apart this week and urgent plumber required plus other christmasy expenses needing paying for.


Still aiming to make at least a £150 overpayment before the end of this month which is better than nothing. I've already made £150 overpayment on our main home as normal so in total that would be £300. Hopefully will be able to get back to normal next month and get my old home overpayment up to £500.


Target for 2017 is to get my old house's mortgage under 80k and our home's mortgage under 116k.


Also hoping that 2017 could be the year we finally get some luck with the baby making - we are now on the IVF waiting list as of yesterday (currently 7 months apparently) although hoping it wont be needed.


Happy new year all!

hildosaver

Hello again, quick update - I managed a £150 OP on both my old house and our own home in January and this month I have made a £500 OP on my old house and another £150 on our own home.


Bit tight since Christmas to say the least but back to making my own lunches again in work is helping a lot. We managed to get away this weekend for a night and it was great.


We also got ourselves a new wee dog on Friday night, saved from the pound. Lovely little thing and I hope we will enjoy it's company for many years to come.

KittyMoma

Awww nice you rescued a puppy. I'm sure you will have lots of fun with it

hildosaver

Yeah he is great fun though he does have a habit of peeing in the house which is annoying lol hopefully we can sort that out over the coming months though.


Another £500 OP this month sorted for my old house and another £150 on our home. Looking forward to the better weather so we can get away for nice cheap weekends in our van! I'm sick of the cold and the dark - though it's lovely to see the day's brighten up a bit recently.

daisy_1571

How's the figures and other life events going these days ?

Daisy

hildosaver

daisy_1571 wrote: »

How's the figures and other life events going these days ?

Daisy

Hi Daisy,

Down to around £80k on the mortgage now which is around where I hoped to be at this stage.

We have just gone through egg retrieval and got 31 eggs!! 20 which were mature and 17 got fertilised!!! Absolutely crazy - its been very stressful and we have a few more months to wait before the next stage but so far so good.

daisy_1571

Good luck with the next stage xx