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default notice part 2
smileykylie_2
Posts: 239 Forumite
in Loans
Hi again
I checked last night and they have definitely issued me with a default notice (explains why I was recently refused a loan!!) So effectively they have issued me with a default notice after 9 days. As i explained yesterday they rang me the day after my direct debit was due and did not go through. I told them I thought the payment date had changed as the last payment was taken out 3-4 days late and that they should try to take the direct debit again as I had been paid and there was plenty of money.
I recieved a letter dated the same date but ignored it as I assumed that they were going to take the direct debit again. They rang me on holiday and told me I was in arrears so I gave them a card payment. i could not argue at that point as i was on holiday. It was not until i checked last night that i realised that it was an actual default.
Can I get this removed from my credit record given that i asked them to take the direct debit and they did not?? and if so how should i go about it.
many thanks
I checked last night and they have definitely issued me with a default notice (explains why I was recently refused a loan!!) So effectively they have issued me with a default notice after 9 days. As i explained yesterday they rang me the day after my direct debit was due and did not go through. I told them I thought the payment date had changed as the last payment was taken out 3-4 days late and that they should try to take the direct debit again as I had been paid and there was plenty of money.
I recieved a letter dated the same date but ignored it as I assumed that they were going to take the direct debit again. They rang me on holiday and told me I was in arrears so I gave them a card payment. i could not argue at that point as i was on holiday. It was not until i checked last night that i realised that it was an actual default.
Can I get this removed from my credit record given that i asked them to take the direct debit and they did not?? and if so how should i go about it.
many thanks
0
Comments
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anyone?????0
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your better posting this on the end of your old post then peolple know what your origional argument was0
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