Drifting in a Sea of Debt

nextyeartina

You've done brilliant so far and I wish you luck with the rest of your journey


Tina x

BettyBones

Yesterday was a terribly spendy day. I blew the whole of this week's entertainment budget on snacks to eat whilst watching the football and a card and leaving gift for someone at work. Noooo! So I now have nothing left in the budget with which to entertain myself this weekend. I'm hoping that I can think of something free before Saturday arrives or I might end up having to spend another weekend with my Mum and her deranged cat. Mmmm... thinking caps on...

Today was a much better day though. My car insurance is coming up for renewal so I shopped around for something cheaper and managed to get it down from £235 to £140. Yay! As a bonus, the policy comes with a stuffed meerkat and 2 for 1 cinema tickets for a year. I'm not much of a cinema goer but 2 for the price of 1 might come in useful if I feel the urge. Maybe I could find something that the meerkat would enjoy and we can go together this weekend lol

I also paid £50 of my Santander card today and picked up a free box of green tea from Sainsburys by using a voucher (thank you MSE). My SOA tells me that if I want to reach my goal next year then I need to find another £130 each month. The first thing I'm going to do is start clipping the coupons and see if I can save some pennies from the food budget.

So I'm off to clip some coupons. I hope you've all had an equally fruitful money saving/debt reducing day x

Orange_Ena

BettyBones wrote: »

His contribution was to stick a picture of Tom Selleck in a sailor's outfit on the fridge to help keep me motivated!

Oh what a marvellous idea. Tomorrow I'm going to print out a picture of Richard Gere in his uniform in An Officer and a Gentleman

BettyBones

Hi Orange :wave: maybe they'd like to come with us? I'll give Tom a ring and see if he's free lol

kat328

have you tried doing checkoutsmart//shopitize etc with your shopping to get a few extra bits there? think i'd have to go for Richard gere personally lol:p:rotfl:

BettyBones

End of the week and this week saw another payment made to my Tax Credits debt. Just 5 more payments and I'll be free of this one after having it hanging round my neck for the last 3 years. Can't wait!

I hate the middle of the month. At this point all of my debt repayments for the month have been made and I now to wait another 2 weeks for the next payday to come around before I can pay off some more

This week also saw me blow all of my weekly entertainment budget on Tuesday so with no money to amuse myself with this weekend I had to find something free to do. Luckily it rained pretty much all day yesterday so I stayed in and read 'No More Clutter' by Sue Kay. Great book! It's inspired me to have a good old clear out of my own clutter. I don't have loads of stuff (I try to live a very minimalist life) but my paperwork does tend to build up and I'm sure I can find some bits and bobs to take to a car boot sale or put on the bay. And any money I make can go towards my holibobs.

And this morning I popped down to the seafront to watch a bit of the Brighton Marathon. I took a flask of coffee with me (didn't even have the money to treat myself to a latte or anything) and sat in the sunshine watching an endless stream of runners go past. The marathon is such an awesome challenge to undertake and I doff my cap to each and every one of those taking part. The furthest I run is from the sofa to the fridge and back during the adverts to get a snack! But watching the marathon participants today has inspired me to do something about my own health and fitness. I've become very lazy of late and I can feel the pounds piling on so I really must get on it.

So,

Next week's financial goals:

Stick to my £30 entertainment
Have at least 3 NSD's

Next week's personal goals:

Declutter wardrobe and kitchen cupboards

Next week's fitness goals:

Dust off running shoes and download the NHS couch to 5k running plan

(Note there was no mention there of actually doing any running lol)

Have a great week everyone x

nextyeartina

I've been doing couch to 5K. Can't get past week 5 day 2, lol. Good luck


Tina x

endoftheostricheffect

Hi Betty! :wave::wave:
I've just read your shiny new diary! You sound like you have done so well! I'm new to the DFD- but it's people like you that inspire me so thanks for that!
Good luck on your weekly goals! Such a good idea... maybe I should do that too.:D

BettyBones

kat328 wrote: »

have you tried doing checkoutsmart//shopitize etc with your shopping to get a few extra bits there? think i'd have to go for Richard gere personally lol:p:rotfl:

oooo.... interesting... I'll have to check them out. Thanks Kat

BettyBones

nextyeartina wrote: »

I've been doing couch to 5K. Can't get past week 5 day 2, lol. Good luck


Tina x

Hi Tina, I reckon just getting to week 5 would be awesome. I'm not a natural born runner so probably won't get much past Week 1 lol