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Nationwide personal loan

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  • ViolaLass
    ViolaLass Posts: 5,764 Forumite
    DCFC79 wrote: »
    Yet people do just that.

    Ivery missed a trick here, I could charge people £10 a month to give them a random number as a credit score.

    For £15 a month, I promise to increase the number each time.
  • glennstar
    glennstar Posts: 282 Forumite
    Fifth Anniversary 100 Posts
    ViolaLass, DCFC79, PeacefulWaters,
    You have really good Thanks scores. Is there a reason you are being so unhelpful? OP has entered into a transaction for a set of reasons that aren't entirely clear but I am prepared to wager that "For £15 a month, I promise to increase the number each time." really isn't going to help the situation one iota (or 1 lakhs for that matter).
    The views expressed here are my own. I am not a Solicitor nor am I affiliated with any of the parties I mention. If you disagree with any of my comments please say in whatever way feels most natural to you. No one self improves in a bubble!
  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    glennstar wrote: »
    ViolaLass, DCFC79, PeacefulWaters,
    You have really good Thanks scores. Is there a reason you are being so unhelpful?

    I stated "Don't pay interest to build credit score."

    In what way is that sensible money saving advice unhelpful?
  • ViolaLass
    ViolaLass Posts: 5,764 Forumite
    glennstar wrote: »
    ViolaLass, DCFC79, PeacefulWaters,
    You have really good Thanks scores. Is there a reason you are being so unhelpful?

    I also wrote post 9 but I allow that PW was more explicit than I was. In fact, I don't see why PW was included in your telling off.
  • glennstar
    glennstar Posts: 282 Forumite
    Fifth Anniversary 100 Posts
    ViolaLass wrote: »
    I also wrote post 9 but I allow that PW was more explicit than I was. In fact, I don't see why PW was included in your telling off.

    I think the OP was asking about the process related to the loan, if it had been granted, when the monies would arrive, if there was any more to the process, etc. Everyone seems to have responded with "ooo - that's expensive" type comments which, although entirely accurate, are a little akin to closing the door after the horse has bolted - which I think might have been the point I was making, albeit rather badly, for which I apologise!
    The views expressed here are my own. I am not a Solicitor nor am I affiliated with any of the parties I mention. If you disagree with any of my comments please say in whatever way feels most natural to you. No one self improves in a bubble!
  • I am not particularly worried about my credit score with regards to experian etc, its more to do with the way nationwide see how I handle money. I had the money through today and paid off a high apr credit card which I was paying around £30 a month minimum payment for as well as bought a Payg mobile because my £30 a month contract is coming to an end this saves £60 per month and I am paying less than that for the repayments so I am happy either way. I would rather have credit with nationwide than aqua as I am hoping to apply for a mortgage with them in the future.
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