Look at the progress I've made! What next?

[Deleted User]

I logged into my clearscore credit report this morning, and it's looking much better than last month:
Current Accounts 3
£2700
Overdraft limit £2,700
Credit cards 2
£1,343
Total credit limit £2,500
Loans 1
£418
Opening balance £0

I've got my credit card down by almost 50%. I want my credit report to continue improving, so which is the next best thing to tackle - the overdraft, or continue with the credit card?

It;s showing this loan of £418 on there. This is a Barclays partner finance which I pay £25/month for - it's my iPhone. Is it a good idea to pay this off? Or would my money be better spent elsewhere? I'm talking solely about for the purpose of improving my credit report, to look better to lenders.

Many thanks.

takman

Just pay off the debt with the highest interest rate first. This will mean that you pay the least amount of money overall. It would be silly to pay off a debt with a low interest rate first just because you think it will make your credit report look better!.