How likely is this?

lincsboy_2

Well she's comes highly recommended and not from an estate agent. Time will tell I suppose.

marksoton

lincsboy wrote: »

Yes we are. Why would that be a problem? It's Countrywide.

:wall:

Please tell me you aren't taking their legal team too....

csgohan4

marksoton wrote: »

:wall:

Please tell me you aren't taking their legal team too....

was going to say that as well.


I ha a quote from an EA for their survey, 1000 pounds, I got mine for just under 600, see the difference?

JimmyTheWig

csgohan4 wrote: »

Generally, they are commission based, will more likely choose products which will net them more money

They get recommended via EA and they pay the EA. Guess who pays for this?

They are not all Whole of the market

They are an EA service

did I mention they are an estate agent service?

I've used one twice (different companies).

First (Countrywide, as it happens, though 17 years ago so may have changed) was very efficient. I believe she chose me a good mortgage, though wasn't as clued up then as I am now. Don't believe I paid a fee directly. Sold me an incredibly expensive mortgage protection package.

Second was very inefficient. We were tied in on mortgage provider so he couldn't do much wrong with chosing me a mortgage. Still he managed to not chose the best product on offer despite, I presume, commission for him being the same on both. I paid some sort of fee but apparently got a bigger discount from the vendor for using him (i.e. there was something that seemed like a con going on). Didn't get mortgage protection through him so avoided that expense this time.

lincsboy_2

Nope. She never even mentioned using the EA legal team.

M5captainmac

Nat west were very good last year when we got a mortgage through an independent broker. Very efficient, from DIP to offer took us about 3 weeks. If you've been credit checked by them and nothing comes up from the underwriters it will all be fine good luck OP

lincsboy_2

All approved get our mortgage offer in writing in a couple of days cant thank nicola enough from Countrywide Mortgages.

Totally on the ball answered emails day and night and got us the mortgage we required. All be it in difficult circumstances.

Thrugelmir

Just shows that organisation aren't all bad.