We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

YNAB/ Budget software query

2»

Comments

  • New YNAB Costs $50 / year or $5 / month.

    If, like me you were a user of the old YNAB (YNAB4) then you get a $5 discount / year (So I got it for $45).

    So for a measly £32 a year you get software that will save you loads of money.

    By following the 4x rules I have managed to
    * Stop living pay check to paycheck, by living on last months income.
    * Pay off all my credit and store cards (approx £4500).
    * Start saving for the first time. Building a 6 month buffer.

    YES I'M A YNAB FAN - but the method works :)
  • Oh my!!! Wow. I'm impressed.

    With it being a new month, I'll try the free trial. Watch this space.
  • yasmin2
    yasmin2 Posts: 319 Forumite
    What am I doing wrong? I have tried to give it a go based on what people here have said about it but can't seem to get the hang of it.:mad:
    Debt outstanding [STRIKE]£3491.[/STRIKE] £3303
    NSD 10/15
  • lambda
    lambda Posts: 222 Forumite
    Debt-free and Proud!
    yasmin2 wrote: »
    What am I doing wrong? I have tried to give it a go based on what people here have said about it but can't seem to get the hang of it.:mad:

    It can take a bit of getting used to. I recommend you go on to the YNAB site and check out the videos/web seminars and tutorials as a starting point. Once you've spent half an hour playing around with it, it's dead easy to use.
    October 2015 = -13242.16 DFD 28/10/2016 £0 :T
  • andyfromotley
    andyfromotley Posts: 2,038 Forumite
    Watch the videos, do the webinars, it relly is worth it.
    £1000 Emergency fund No90 £1000/1000
    LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
    !
  • SpekySquarehead
    SpekySquarehead Posts: 3,019 Forumite
    Photogenic Debt-free and Proud!
    I've signed up to a webinar on Sunday. No idea how this works
  • I must admit it took me a few tries to get it. BUT keep at it - IT IS WORTH IT

    A few things to remember.
    1) When adding an account, make sure you use the correct "type".i.e. Credit Cards MUST be added as a credit card for YNAB to work properly.
    2) Remember budget down to EXACTLY zero every time you receive funds. NEVER go negative.

    Either do the Webinars or view them on youtube

    Then read the Manuals
  • SpekySquarehead
    SpekySquarehead Posts: 3,019 Forumite
    Photogenic Debt-free and Proud!
    Last night I joined in on the getting started webinar for YNAB and I know feel a lot more relaxed and confident about it all. Highly recommend the webinar to help get to grips with it all.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.