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Looking for £25k

runtothehills
runtothehills Posts: 3 Newbie
in Mortgages & endowments
We are having trouble trying to borrow £25k either by mortgage or a loan. We own our property and do not owe any monies. My wife works part-time, and I am a LGV Driver doing agency work at the moment (this appears to be the main problem). Until I have a regular permanent position it seems impossible to go forwards.


Can anyone offer any advice please ?


Thank You

Comments

  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Try one of the P2P lenders ?
  • amnblog
    amnblog Posts: 12,761 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Do you currently have a mortgage on the property?
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • runtothehills
    runtothehills Posts: 3 Newbie
    Hello,


    No we do not. Value is circa £230k.


    Thanks
  • cahillg81
    cahillg81 Posts: 239 Forumite
    If you own your property and as long as you have been doing agency work for more than 12 months you would fit criteria for a few lenders. Have you applied to anyone to borrow?
    I am a Mortgage & Protection Broker

    MSE doesn't check my status so you have to take my word for it. Any information posted is for discussion only and should not be seen as advice. I am FCA Registered, registration details available on request.
  • runtothehills
    runtothehills Posts: 3 Newbie
    I have only been doing agency work since Dec 2015. I have been working in sales for 29 years, and fancied a career change. It appears no-one will lend us the required amount unless I have a permanent contract in situ.


    We own our own property, and have a decent pension. We are not looking for a huge amount.
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    If you don't need it all at once and can pay it off fairly quickly 0% credit cards can work
This discussion has been closed.
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