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new mortgage lending rules

Hello,
Can anyone tell me how strict the banks are being with the new lending rules regarding gambling. I spread bet every now and again but with reasonably large sums of money (thousands). The last time i applied for a mortgage it wasnt an issue as it was before the tighter lending rules. I hope to apply for a mortgage Oct/Nov and the last gambling transactions i made were February.
If I keep my current account clean are the banks likely to look back more than 6 months these days?

Many thanks for any info.

Comments

  • amnblog
    amnblog Posts: 12,762 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Some lenders won't ask for your bank accounts, use a broker.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • ACG
    ACG Posts: 24,690 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    As amn says, not all lenders need bank statements but most only ask for 3 months - although there are exceptions.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Many thanks
This discussion has been closed.
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