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Funding a mortgage

I am about to lend a family member an amount of money in order to purchase a 50% share of a property with another family member. I have looked at on-line mortgage agreements that are generic and can be altered to suit and bought on-line.
Can anybody tell me if this type of deed would be sufficient to safeguard my loan and also if I should put a charge on the property.

Comments

  • amnblog
    amnblog Posts: 12,609 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you want to be safe engage a solicitor.

    Without a charge you have little.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Are you seriously even contemplating locking up many tens of thousands of pounds using a form off the internet ?

    I spent maybe £200 with a solicitor when I did this, to make sure it was all done properly.
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