Debt clearance before completion

Topsy17

Hi....really stressed....purchased new build, Nationwide mortgage approved. Solicitor ran through everything yesterday and turns out 1200 credit card to be paid before completing is listed on forms......I never agreed this! But I did pay small balance off another do it's only the one left.....Mortgage man says don't worry they aren't likely to check!.....it can be paid after rental deposit is back but that's after completion....help!

csgohan4

What does your mortgage offer say regarding the credit card debt? the solicitor is acting for the lender as well

Topsy17

The solicitor told me it's on there......I hadn't seen it on my copy as I was going to solicitor I waited to go through it with her

csgohan4

Topsy17 wrote: »

The solicitor told me it's on there......I hadn't seen it on my copy as I was going to solicitor I waited to go through it with her

The solicitor should be getting the same mortgage offer, request a copy from them

Topsy17

It's on there....but I can't pay that one off!!

csgohan4

Topsy17 wrote: »

It's on there....but I can't pay that one off!!

Sorry misread,


if you cannot pay it off and it is part of the mortgage offer, your going to have a problem getting the lender to release funds.


Maybe try and lend off some friends and get the bank statement to show you paid off the debt to the Solicitors.


For future readers, important to read through every document and not wait for solicitors to go through it. Any jargon you can contact them ad hoc.