Help - Lowells issued a CCJ

Stav_Ellis · 22 March 2016 at 10:25AM

Hi guys

really panicking here, they're are chasing me for a vodafone account from over 6 years ago. I got in a lot of debt when i was younger but paid it all off except for debts i didn't believe i owed. this being one of them, at the time i was with vodafone i just wasnt getting what i was paying for, calls kept disconnecting, messages not going through. complained multiple times to vodafone with no action. eventually i cancelled my direct debit and explained to them why. years went by till lowells got hold of it.

Ive been communicating with them normally explained why i don't think i owe this debt (its for £994 by the way which is ridiculous) and they said they'd look into it. i emailed them back the other day and they were wanting more personal details from me than i was prepared to give to a company i don't know. i said I've got their letter and ref number and i wanted to make sure I owe the money and I'm not giving out all my personal details, i wanted a copy of the original signed contract and they're claiming i made a payment to the account 5 years ago (which I have no record of) so i asked them for proof of this.

next thing i get the count court claim form through the door? really not sure what to do and panicking a bit as all the work to paying off my debts will be for nothing if they successfully get this against me, what can i do?

thanks in advance, Steve

rizla_king · 22 March 2016 at 10:36AM

you will need help defending the claim against these crooks

http://www.legalbeagles.info/forums/ is the best place to ask for that. they know how to beat Lowells

Stav_Ellis · 22 March 2016 at 10:42AM

thanks mate I've just gone on their site now, its great these things exist giving people a bit of hope and some power against what seems an unstoppable company :-(

sourcrates · 22 March 2016 at 11:32AM

Stav_Ellis wrote: »

thanks mate I've just gone on their site now, its great these things exist giving people a bit of hope and some power against what seems an unstoppable company :-(

There not unstoppable, you just have to know how to deal with them.

They invent Payments all the time in order to make a statute barred debt look enforceable, when in reality it isn't !!!

The onus is on them to prove you owe the money, not on you to prove you don't.
There won't be a contract for a phone agreement either.

Legal beagles have a lot of success against Lowell.