We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage offer and new job
DarylBarker
Posts: 4 Newbie
Hello...
We've currently exchanged contracts for a new build house and have a mortgage approved. We're just waiting for completion now so we can move in.
We've been told our house completion is August (could be July) but I could have a start date (at the new job) of 1st August. Our mortgage offer is with Halifax.
I've been offered the new job, for more money and it is closer to our new home. My question is, if I start at the new job just before completion, could it affect our current mortgage offer?
Many thanks.
D
We've currently exchanged contracts for a new build house and have a mortgage approved. We're just waiting for completion now so we can move in.
We've been told our house completion is August (could be July) but I could have a start date (at the new job) of 1st August. Our mortgage offer is with Halifax.
I've been offered the new job, for more money and it is closer to our new home. My question is, if I start at the new job just before completion, could it affect our current mortgage offer?
Many thanks.
D
0
Comments
-
You are meant to inform the lender of any material changes to your circumstances during the mortgage application process..Slummy mummy!0
-
If you are definitely taking the job you need to tell the lender as its a material change.
They ask if there's anything you know of that would change your income or outgoings, this job change would countI am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards