lost the house, now they want more money. please help!

kenshaz

Prioritize ,short term pleasure versus long term security.

regularsaver1

unfortunately some people do not kenshaz. there is a choice to have sky, takeaways, and having nails done
(this have nothing to do with the original post. this was about the option C)

Dylanwing

Prioritize ,short term pleasure versus long term security.

Short term - I might be hit by a bus tomorrow!:D

Kez100

Dylanwing wrote: »

Short term - I might be hit by a bus tomorrow!:D

Statistics show you are more likely to become bankrupt tomorrow than run over by a bus however no one ever seems to quote it that way.

Alias_Omega

Did you know that 98% of statistics are made up..

dmg24

Alias_Omega wrote: »

Did you know that 98% of statistics are made up..

Including that one?!!

That's what I love about stats, they can be manipulated to mean pretty much whatever you want! x

dunstonh

Interesting bit of reading regarding the new rules (MiFID) coming in November regarding advice (investment advice only to begin with). Copy and paste below:

When ensuring a recommendation is suitable for your client, it is now explicitly stated that you must take into account the following:

• Your client's knowledge and experience of different types of investments - including volume, frequency and dates of any transactions.
• Your client's level of education, profession or relevant former profession.

So, it appears that with investment advice you will have to adjust your advice depending on the IQ of the individual. What starts with investment has tended to follow with mortgages so maybe it is coming with mortgages.

Dylanwing

Statistics show you are more likely to become bankrupt tomorrow than run over by a bus however no one ever seems to quote it that way.

How about a road accident?
Oh well, I'll cancel my plans for a few beers and a curry and go hunting in the freezer! BTW - I was joking, trick is to balance between enjoying life and being sensible, or enjoy life, but be sensible once your salary starts running out!:rotfl: :beer:

regularsaver1

Sensible to have a rainy day fund of say 3 months salary, just in case for anything

rick2000

i find it absolutely shocking that somone here could be so nasty to the original poster.

Funny how these banks are quick at asking for money that is owed, but are slow when they owe money to someone even after they have made a mistake.

A friend of mine has lost a house because the bank c...d up his chaps transfer on completion. Now tell me the bank should not repay him for the financial + moral damage....

I'm sure some twit head will not come up with some justification...