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Can't get loan because of rental agreement

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  • Caladan
    Caladan Posts: 378 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Individual banks approaches to this situation may vary. I'm familiar with some that would take 50% of the rental payments for affordability purposes as long as you can show she only pays 50% (even if 100% comes out of her account, if you can show you pay 50% into the account that works).

    Every lenders rules will differ, so you could look at alternatives.
  • fresvinog
    fresvinog Posts: 23 Forumite
    I agree with this. If you badly need the loan then consider moving to a different rantal home however, it could be costly as well.
  • fresvinog
    fresvinog Posts: 23 Forumite
    Have you checked if you have any existing loans or credit balance? Do you have any history of delinquency?

    If not, you should be eligible for a loan.
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