Which lenders only use Equifax

Dee_FTB

Leeds BS uses equifax only

ACG

luis1988 wrote: »

http://www.moneysavingexpert.com/credit-cards/credit-reference

'Updated March 2016'

I dont think that list is 100%.
I was speaking to a lender, one I do a lot of business with and they have said they use more than one credit agency on about 60-70% of their cases where as that list just mentions one credit agency.

They do try to use one credit agency for the people with low LTVs and high credit scores.

mikeyboy

ACG wrote: »

I dont think that list is 100%.
I was speaking to a lender, one I do a lot of business with and they have said they use more than one credit agency on about 60-70% of their cases where as that list just mentions one credit agency.

They do try to use one credit agency for the people with low LTVs and high credit scores.

Would that be Skipton by any chance? A lot of feedback suggests they only use Callcredit, but I think they are probably the least likely to hold much data. The big boys (Equifax and Experian) would probably be most likely yo hold lots of data.