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Age at which you can access tax free lump Sum
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I don't understand your first sentence.
Better for me because I get salary sacrifice with a full employers NIC uplift. So I get more bang for my buck by putting it into a pension.
My original point was that I wished they would not move the access age upwards. This is because if I had the choice between funding the years from 55 to 58 by way of pension and funding it by using ISA savings, I'd choose the former as I believe it would give me more money. Am I wrong? I'd like to be wrong, since it doesn't look like I will have the option of pensions at that age!0
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