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Mortgage deal ending and car finance?!
daisymac
Posts: 53 Forumite
We are looking to fix our deal again later in the year as runs out October.
Help to buy Scotland with nationwide and keen to stay with them to avoid fees in relation to redoing the ranking paperwork.
Circumstances changed in that we now have 2 dependents compared to initial application.
Will they credit check us or should it sail through?
Kinda want to get a new car now but we were going to leave this til post new mortgage to avoid any questions.
Satisfied all affordable from our perspective but I can't read minds sadly.
Any thoughts?
LTV is 73% based on purchase price but obviously Scottish govt have 20% of the equity.
Help to buy Scotland with nationwide and keen to stay with them to avoid fees in relation to redoing the ranking paperwork.
Circumstances changed in that we now have 2 dependents compared to initial application.
Will they credit check us or should it sail through?
Kinda want to get a new car now but we were going to leave this til post new mortgage to avoid any questions.
Satisfied all affordable from our perspective but I can't read minds sadly.
Any thoughts?
LTV is 73% based on purchase price but obviously Scottish govt have 20% of the equity.
LBM August 2015
Parentals £10000 CC3 £1,827:mad:
:TCC1 £0 CC2 £0 OD £0
:TPaid off so far £9,793
Parentals £10000 CC3 £1,827:mad:
:TCC1 £0 CC2 £0 OD £0
:TPaid off so far £9,793
0
Comments
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Nationwide offer an online switching service. This should avoid the need to take advice and therefore the NW reviewing your personal circumstances.0
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When I changed mine with Nationwide I could pick a product from 4 months before my fixed rate ran out and it started 3 months before ! Two minutes online and no up to date checks
Stuck on the carousel in Disneyland's Fantasyland
I live under a bridge in England
Been a member for ten years.
Retired in 2015 ( ill health ) Actuary for legal services.0 -
Unfortunately there is no online facility relating to help to buy I don't think?
Struggling to even see rates!LBM August 2015
Parentals £10000 CC3 £1,827:mad:
:TCC1 £0 CC2 £0 OD £0
:TPaid off so far £9,7930
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