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A bipolar spending spree of £131,000,000

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This is the discussion to link on the back of Martin's blog. Please read the blog first, as this discussion follows it.
Please click 'post reply' to discuss below.
Read Martin's "A bipolar spending spree of £131,000,000" Blog.
Please click 'post reply' to discuss below.
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I think you may have missed this bit in the blog...
"I have his permission to share it with you – but not the person it is about. So, I have changed some facts to mask their identity, whilst retaining the flavour of the story. However, so you can identify them, I haven’t changed the names of the firms mentioned."
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
For me, i racked up the credit card debt when i had to half my hours at work to care for my son more, as his mental health means he cannot attend school (he is 16 now, has been out of school for a year).
Luckily, he is now getting PIP, but i have spent the last 12 months putting essential expenses on my credit card
Debt Free Diary https://forums.moneysavingexpert.com/showthread.php?t=6026621