debit card charges

letsbehonest

I have been charged a fee of 3% for an online transaction because I am informed is that banks make this charge and it is passed on to me the customer. I know there is a charge on credit cards but not on Debit cards.
The card used was my Barclays Connect Card. Does anyone know if this is true if so is it as high as 3%.

Poppycat

I went to a concert last year and was charged for using a debit card, I wasnt aware there was a charge on debit cards until I saw the sign in Manchester Arena in merchandise shop.

dzug

Any merchant can if he wishes charge you a fee for the use of either a debit or a credit card. The latter is more common, but it isn't unknown with debit cards.

It's not really relevant whether that's what Barclays actually charge the merchant - with debit cards it's usually a flat fee per transaction rather than a percentage, but there may be a monthly charge as well.

Biggles

I'ts very unusual to charge for debit card transactions (unless you're Ryanair) but the merchant can do it. However, he has to tell you before you enter into the transaction.

Becles

You can be charged for cash transactions on a debit card, such as buying foreign currency or funding a gambling account.

Biggles

Becles wrote: »

You can be charged for cash transactions on a debit card, such as buying foreign currency or funding a gambling account.

No, you're thinking of where credit cards charge you a cash withdrawal fee in those two instances.

Gambling deposits and, AFAIK, foreign currency purchases (as long as you are charged in GBP) are two cases where there is never normally a charge by the debit card provider. Though, as said before, the merchant can make a charge any time as long as you are informed beforehand.

Becles

No - I'm thinking of the instances when my bank and not the retailer has charged me for making such transactions on my debit card.

Marie103

i have a rbs maestro card and do not even know how much they charge me everytime i use it and i use it a lot... and i am the first one surprised each times i get my statement... is there a fixed rate charge?