We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

How long in employment before applying for a mortgage?

lauren_hb
lauren_hb Posts: 87 Forumite
in Mortgages & endowments
So I've read various different things on how long you need to have been employed before applying for a mortgage. I've been in my job over 5 years, other half has just gained employment and will be starting at the end of the month.
We have a good deposit saved, 50/50 between us and want to apply for a joint mortgage.

Thanks in advance!

Comments

  • betmunch
    betmunch Posts: 3,126 Forumite
    Some lenders will consider applications up to 3 months ahead of your start date depending on the full circumstances
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • lauren_hb
    lauren_hb Posts: 87 Forumite
    Oh right OK good to know. Although we are planning on saving for another 5-6 months anyway.
  • KPike
    KPike Posts: 13 Forumite
    Usually 1 payslip and/or contract of employment does the job. If there is any probation then that is usually considered on a case by case basis.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture